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M3 — GlomoPay LRS leg

Ingested the second leg of the India money journey — the INR-to-USD remittance side. The book now mirrors UAE's two-source model.

What shipped​

  • GlomoPay direct integration (its own REST API, Bearer token auth).
  • LRS remittance table — one row per remittance with PAN, INR, USD, quote rate, purpose code, settlement fields.
  • FX-spread revenue account (4030) and the accrual → settle lifecycle (1300 receivable clearing to 1010 bank).
  • Per-PAN LRS tracking (cumulative against the $250k cap).
  • GlomoPay sync panel on the Jobs page.
  • India-aware earnings report.

Confirmation overlay​

Added over the following months:

  • Per-remittance references (from the GlomoPay order).
  • Payment + settlement metadata (payment id, funds-available flag, settlement id, UTR, settled-on date).
  • The credited_to_beneficiary signal — the true "USD landed at the customer" flag, distinct from the merchant-settlement flag.